Resulting in, contributing to, or affecting:

• Accidents, illness, death.

• Airline flight delays or cancellations.

• Avalanches.

• Beach erosion - local sand scouring.

• Beach erosion - widespread, associated with El Niño and other ocean-wide or global phenomena.

• Body decomposition processes and rates.

• Cancellation of sports events, concerts, or other outdoor activities.

• Construction delays.

• Crop or livestock loss.

• Damage to exposed interior structural elements by rain intrusion during construction or renovation.

• Decomposition of bodies.

• Deterioration of organic and inorganic substances.

• Evidence in criminal cases.

• Death / destruction of, or threat to, endangered species.

• Fires and rapid fire spread.

• Fishing industry - major fluctuations in yield because of El Niño and La Niña-induced migrations or population increases / decreases of fish and shellfish.

• Floods and mud flows.

• Food spoilage.

• Frostbite, hypothermia; other cold-related health problems.

• Heat stroke, heat exhaustion; other heat-related health problems.

 

• Insect growth and reproduction - especially important in homicide cases.

• Insurance claims.

• Landslides, slope failures.

• Mold, fungus, or rot.

• Personal injury.

  

• Power interruptions or outages.

  

• Property damages, losses, or devaluation.

• Roof leaks or collapses.

  

• Slip and fall.

  

• Structural damage or deterioration.

• Toxic or radioactive gas and/or liquid diffusion, spread, or fallout.

    

• Tree and plant growth.

    

• Water contamination (contamination of or by water) - above or below ground.

• Water damage (damage by water) - above or below ground.

• Water seepage - above or below ground.